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Printer Friendly Version
| | Errors & Omissions : ACE DigiTech®: Digital Technology & Professional Liability Insurance Program |
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Policy
Application
Renewal Application | | | DigiTech brochure
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- Technology, E&O, privacy liability and network security liability
- Designed for technology companies or companies looking to combine their E&O/MPL coverage with Privacy and Network Liability coverage
- Coverages:
- Technology and Internet Errors and Omissions Liability
- Electronic Media Liability
- Network Operations Security Liability
- Privacy Liability
- Data Breach Fund
- Network Extortion
- Miscellaneous Professional Liability (if required)
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- General technology services
- Consultants/integrators of hardware, software and systems architecture
- Applications service providers
- Data processors
- Software developers
- Electronic equipment and component manufacturing
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- Claims and underwriting expertise
- Flexible underwriting approach
- Affirmative 100 percent allocation of defense provision if at least one covered claim is asserted
- Privacy coverage includes:
- Personal information in any format
- Breaches not restricted to a network event
- Customer and employee information
- Data breach fund includes:
- First and Third Party expenses
- Forensic expenses
- Expenses to comply with the consumer notification provisions of the applicable jurisdiction that most favors coverage for such expenses
- Costs for voluntary notification (prior written approval requirement)
- Costs to retain public relations, crisis management and law firms
- Legal expenses incurred by the Insured to ascertain their indemnification rights under contract
- Credit monitoring expenses (no longer tied to privacy regulations)
- No retention, coinsurance, time element or prior written approval restrictions for data breach fund
- Data breach expenses not subject to a post-discovery time restriction
- Coverage for Regulatory Fines
- Consumer Redress Fund applies to full Privacy and Network limits of liability
- Regional offices provide customers nationwide access to knowledgeable underwriters who are up-to-date on technology issues
- Financial Strength: ACE USA consistently receives among the highest ratings for financial strength from the industry's principal rating agencies
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