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Home> Products & Services> Umbrella and Excess Liability> Umbrella/Excess Liability (for Construction)

 
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Umbrella and Excess Liability : Umbrella/Excess Liability (for Construction)

Regional Contacts


Product Description
  • Coverage available on lead umbrella or straight excess basis
  • Ability to offer term of project policies and extended completed operations coverage
  • Wrap-Ups (CCIP/OCIP)
  • Project specifics
Minimums
  • Minimum premium: $50,000
  • Minimum underlying requirements: $1 million per occurrence/aggregate for general liability, employers liability and auto liability
Limits
  • Up to $25 million per occurrence/aggregate - additional limits may be available
  • Attachment point: preferred attachment point within the first $50 million excess of underlying insurance.
Typical Client Profile
  • Industrial contractors
  • Commercial contractors
  • High-rise residential contractors (commercial grade)
Restricted Classes or Industries
  • Subject to underwriting
Key Competitive Advantages
  • Individual expertise
  • Creative coverage solutions
  • Financial Strength: ACE USA consistently receives among the highest ratings for financial strength from the industry's principal rating agencies


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