• Target minimum premium: $10,000
• Minimum SIR: $10,000; $25,000 for mold related liability

Most commercial contractors, subject to our underwriting guidelines, including:

• General Contracting
• Painting
• Concrete
• Landscaping
• Insulation
• Environmental
• Carpentry or Framing
• Roofing
• Construction Management
• Masonry
• Electrical
• Plumbing
• Mechanical/HVAC
• Drywall
• Excavation/Site Development
• Civil
• Street/Road
• Heavy Highway/Bridge

• Covers potential environmental losses for work performed by or on behalf of the named Insured
• Prevents gaps in coverage due to pollution related exclusions on a contractors CGL program
• Mold Awareness Training provided to clients at ACE's expense where fungi coverage is required
• Offers option of tailoring coverage through endorsements and manuscript language including pollution related auto exposures, non-owned disposal site coverage and project XS requirements
• Broad definition of pollution conditions included fungi for clients seeing mold liability
• Property Damage definition inclusive of Natural Resource Damages
• Long Term Tail Coverage/Completed operations available on project placements