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Home> Products & Services> Environmental Products> Public/Educational Entity Pollution Liability Insurance Policy

 
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Environmental Products : Public/Educational Entity Pollution Liability Insurance Policy

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Product Description
  • A broad range of pollution liability protection for gradual as well as sudden and accidental first- and third-party environmental liabilities for Public Entities
  • Public Entity is defined as political subdivisions, agencies, authorities, and public and private schools (K-12) and colleges
  • Ability to tailor the policy through endorsements and manuscripted language to enhance the policy to meet the specific needs of the insured
  • Coverage includes fixed site pollution for owned locations as well as off-site covered operations
Minimums
  • Minimum self-insured retention: $10,000
  • Minimum premium: $5,000
Limits
  • Limits available up to $25 million per claim/aggregate (inclusive of defense)
  • Split limits available
Typical Client Profile
  • School districts
  • Colleges or universities
  • Cities or towns
  • Counties
  • Special districts
  • Risk sharing pools
Restricted Classes or Industries
  • N/A
Key Competitive Advantages
  • Coverage for premises, covered operations, transportation, Bodily Injury/Property Damage from pollutions conditions, pollution clean-up - all under one policy
  • Coverage for underground storage tanks
  • Ability to cover acquired properties by endorsement
  • Coverage available for claims arising from non-owned disposal sites
  • Coverage available for claims arising from fungi, lead-based paint and asbestos
  • Experienced and responsive underwriting staff with strong experience in environmental coverage
  • Dedicated claim and risk control services


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