ACE Express Premises Pollution LiabilitySM

Environmental Products : ACE Express Premises Pollution Liability^SM

Regional Contacts

Forms & Applications

Product Description

Provides coverage for gradual and sudden accidental pollution releases that occur during the policy period;
Provides coverage for remediation costs incurred in response to claims by governmental agencies;
Provides coverage for third-party bodily and property damage claims, or remediation costs arising from pollution conditions on, at, or emanating from, the insured location;
Provides coverage for associated legal defense expenses required to respond to any claim otherwise covered under the policy;
Provides coverage for claims seeking natural resource damages;
ACE Express PPL coverage may be modified by endorsement to provide coverage for pollution conditions resulting during the transportation of the insured's wastes or products;
ACE Express PPL coverage may be modified by endorsement to provide coverage for claims arising from pollution conditions resulting from and insured's wastes being disposed at scheduled non-owned disposal sites during the policy period;
ACE Express PPL coverage may be modified by endorsement to provide coverage for mold-related claims;
ACE Express PPL coverage may be modified by endorsement to provide for up to 5 years of historical conditions coverage via a retroactive date provision;
ACE Express PPL coverage may be modified by endorsement to identify additional insureds, and;
ACE Express PPL provides coverage on an admitted basis in 41 states.

Minimums

Limits

Typical Client Profile

Any commercial or industrial facility with actual, perceived, current, historic or future risk of pollution-related issues is a likely candidate for environmental risk coverage.
Available to companies with up to 50 locations.
Target markets include:

Restricted Classes or Industries

Key Competitive Advantages

Admitted policy form available to all agents and brokers
Quick turnaround on quotes
Easy application requires minimal information
Your ACE Express PPL can provide protection when the general liability policy may not. Standard property and liability policies may not cover many pollution risks. Some even contain a clause that removes all pollution coverage. In some cases, there is little or no coverage for clean-up, for gradual pollution incidents or for clean-up as a result of regulatory proceedings. Consider the following:

ACE Express PPL provides new conditions premises pollution liability coverage for gradual pollution problems, including both first- and third-party environmental liabilities.
Sudden and accidental pollution may be limited by other property-related policies.
First-party clean-up costs are usually not covered by CGL policies.
ACE Express PPL coverage is not tied to named perils.
ACE Express PPL coverage can be modified by endorsement to cover liability for off-site disposal of wastes at non-owned disposal sites.
ACE Express PPL coverage can be modified by endorsement to cover mold-related claims.
ACE Express PPL coverage responds to claims resulting from migrating to third-party premises.
ACE Express PPL provides coverage for legal costs necessary to defend covered claims.